Life Insurance

Call (517) 515-6000 for a life insurance quote today

 

Are you considering purchasing a life insurance policy? There is a lot to consider when shopping for life insurance and we are here to help. We work with many different companies to find the policy that best fits your needs.

 

What is life insurance? Life insurance is a legal contract between an insurance company and a policyowner and is governed by state law. Under the terms of the policy contract, the policyowner pays premiums in exchange for the promise of payment of a specified amount of money to a named beneficiary when the insured dies. The policy itself contains provisions specifying the rights and obligations of the parties under the contract. 

 

Some reasons to consider life insurance include:

  • Jointly own or cosigner of a debt, such as a home or credit card. (This will protect the other borrower from economic loss in the event of death)
  • Married- Protect and replace the loss of income of you or your spouse
  • Kids- Protect and replace the loss of income
  • Own a home- Use a life insurance policy to payoff a mortgage in the event of death
  • Retirment- You may decide to have life insurance to pay for the potential loss of income to a spouse such as social security and pension income.
  • Final Expense- Funeral and estate taxes

 

Serving greater Livingston County including: Howell, Brighton, Pinckney, Hartland, Fenton, Hamburg, Fenton, Holly, Fowlerville, New Hudson, Linden